Andrew and Paul discuss Windows 10. How will Microsoft update Windows 10 going forward with the Technical Preview? Apple release iOS 8.1 and officially launches Apple Pay in the US. How big of a deal is Apple getting in the NFC mobile payments game and will they compete with PayPal? Apple also released new sales number that show the iPad is losing ground. Why are iPad sales slowing down? And Microsoft may be announcing a smartwatch next week. What would a Microsoft smartwatch look like?